Financing the US Health Care System

Financing the US Health Care System (Name) (University) (Course) (Tutor) (Date) By and large, the United States` healthcare system has the most multi-faceted and complex financing structure. This emanates from the availability of a multiplicity of insurance companies and government agencies that offer diverse health plans to different sets of clients. Consequently, individual access to health care is determined by their membership to any of the financing organs. Similarly, individuals are likely to receive low quality care since most employers go for insurance companies that offer low premiums. Such insurance firms are likely to require that enrollees seek medical services from providers who offer low-cost healthcare and who do not guarantee quality. Therefore, availability of health insurance significantly impacts on the healthcare system`s financing structure. For instance, the insurance separates the delivery and financing functions of the American healthcare system. This affects the relationship between provider and the patient by introducing policies that influence pricing a...